Renewal Command Center

Prep the file. Licensed advisors decide.

A 180-to-30-day renewal cycle that organizes exhibits, missing COPE, loss runs and recorded financial stakes. It does not place coverage or give market advice.

Sample demo

Current conversion record · $91.9M TIV. After owner Apply, this surface reads the owner-controlled book and keeps the previous value as a revision.

Renewal file completeness

How calculated

Share of required renewal tasks and exhibits that are present on this book. Recorded adverse facts — unsprinklered construction, open claims, indicated lines — do not lower this percent. They appear as risk signals next to portfolio data readiness.

85%

11 of 13 required renewal tasks/exhibits

Master renewal

Oct 10, 2026

23 days out

Open checklist

Items still missing from this book

Missing for the renewal file

What the book still does not show

SOV change log / valuation support
No SOV upload or valuation note is on the change log.
Open
Payroll / WC exposure
18 employees on the authority record; WC exposure is not on a coverage line.
Open

Timeline

180 days through board exhibit prep

180d
Exposure validation
Confirm TIV, units, and named insureds still match the locations on the book.
Ready
Gate Apr 13, 2026
- Present · Schedule TIV $91,900,000 is on the book.Location TIV on the schedule
- Present · Every development carries a named insured.Named insured on each development
- Present · Program TIV and the SOV sit inside 5%.Program TIV vs statement of values
150d
SOV audit
Building-level values, square footage, and construction class on every structure.
Open
Gate May 13, 2026
- Present · Structures on the SOV have square footage.Square footage on structures
- Missing · No SOV upload or valuation note is on the change log.SOV change log / valuation support
120d
COPE deficiencies
Roof year, sprinkler, alarms, and PPC as the schedule records them.
Ready
Gate Jun 12, 2026
- Present · Roof years are on the dwellings.Roof year on dwellings
- Present · 2 dwellings recorded as unsprinklered — data complete, underwriting signal elevated.Sprinkler type recorded
100d
Loss-run review
Open claims and repeat causes sitting next to the development that produced them.
Ready
Gate Jul 2, 2026
- Present · Loss run present. 2 open claims recorded ($63,000) — a signal, not a missing exhibit.Loss run on the book
90d
Underwriter file completeness
Checklist of missing exhibits the book can show — not a coverage opinion.
Open
Gate Jul 12, 2026
- Missing · 18 employees on the authority record; WC exposure is not on a coverage line.Payroll / WC exposure
- Present · River Park Family in AE without an in-force flood line — recorded signal, not missing zone data.Flood determination
60d
Quotes and alternatives
Indicated and quote lines listed as open items for licensed advisors — not market advice.
Ready
Gate Aug 11, 2026
- Present · 1 indicated line ($98,000) recorded as open items for licensed advisors — not missing data.Quote and gap lines for licensed advisors
45d
Deductible scenarios
Deductibles and retentions as the documents record them, with dollar stakes attached.
Ready
Gate Aug 26, 2026
- Present · No deductible variance is open on the matrix.Deductible stakes recorded
30d
Board exhibit prep
Packet of exhibits for the board and licensed advisors from this workspace record.
Ready
Gate Sep 10, 2026
- Present · Board Report and the watchlist pull from this same book.Board exhibits for licensed advisors

Underwriting readiness Broker Stewardship (owner record)Market Process Record Board Report exhibits

180 days through board exhibit prep

180d

Exposure validation

Confirm TIV, units, and named insureds still match the locations on the book.

Ready

Gate Apr 13, 2026

Present · Schedule TIV $91,900,000 is on the book.Location TIV on the schedule
Present · Every development carries a named insured.Named insured on each development
Present · Program TIV and the SOV sit inside 5%.Program TIV vs statement of values

150d

SOV audit

Building-level values, square footage, and construction class on every structure.

Open

Gate May 13, 2026

Present · Structures on the SOV have square footage.Square footage on structures
Missing · No SOV upload or valuation note is on the change log.SOV change log / valuation support

120d

COPE deficiencies

Roof year, sprinkler, alarms, and PPC as the schedule records them.

Ready

Gate Jun 12, 2026

Present · Roof years are on the dwellings.Roof year on dwellings
Present · 2 dwellings recorded as unsprinklered — data complete, underwriting signal elevated.Sprinkler type recorded

100d

Loss-run review

Open claims and repeat causes sitting next to the development that produced them.

Ready

Gate Jul 2, 2026

Present · Loss run present. 2 open claims recorded ($63,000) — a signal, not a missing exhibit.Loss run on the book

90d

Underwriter file completeness

Checklist of missing exhibits the book can show — not a coverage opinion.

Open

Gate Jul 12, 2026

Missing · 18 employees on the authority record; WC exposure is not on a coverage line.Payroll / WC exposure
Present · River Park Family in AE without an in-force flood line — recorded signal, not missing zone data.Flood determination

60d

Quotes and alternatives

Indicated and quote lines listed as open items for licensed advisors — not market advice.

Ready

Gate Aug 11, 2026

Present · 1 indicated line ($98,000) recorded as open items for licensed advisors — not missing data.Quote and gap lines for licensed advisors

45d

Deductible scenarios

Deductibles and retentions as the documents record them, with dollar stakes attached.

Ready

Gate Aug 26, 2026

Present · No deductible variance is open on the matrix.Deductible stakes recorded

30d

Board exhibit prep

Packet of exhibits for the board and licensed advisors from this workspace record.

Ready

Gate Sep 10, 2026

Present · Board Report and the watchlist pull from this same book.Board exhibits for licensed advisors