Renewal Command Center
Prep the file. Licensed advisors decide.
A 180-to-30-day renewal cycle that organizes exhibits, missing COPE, loss runs and recorded financial stakes. It does not place coverage or give market advice.
Renewal file completeness How calculated Share of required renewal tasks and exhibits that are present on this book. Recorded adverse facts — unsprinklered construction, open claims, indicated lines — do not lower this percent. They appear as risk signals next to portfolio data readiness.How calculated
85%
11 of 13 required renewal tasks/exhibits
Master renewal
Oct 3, 2026
23 days out
Open checklist
2
Items still missing from this book
Missing for the renewal file
What the book still does not show
Timeline
180 days through board exhibit prep
180d
Exposure validation
Confirm TIV, units, and named insureds still match the locations on the book.
ReadyGate Apr 6, 2026
- Present · Schedule TIV $91,900,000 is on the book.Location TIV on the schedule
- Present · Every development carries a named insured.Named insured on each development
- Present · Program TIV and the SOV sit inside 5%.Program TIV vs statement of values
150d
SOV audit
Building-level values, square footage, and construction class on every structure.
OpenGate May 6, 2026
- Present · Structures on the SOV have square footage.Square footage on structures
- Missing · No SOV upload or valuation note is on the change log.SOV change log / valuation support
120d
COPE deficiencies
Roof year, sprinkler, alarms, and PPC as the schedule records them.
ReadyGate Jun 5, 2026
- Present · Roof years are on the dwellings.Roof year on dwellings
- Present · 2 dwellings recorded as unsprinklered — data complete, underwriting signal elevated.Sprinkler type recorded
100d
Loss-run review
Open claims and repeat causes sitting next to the development that produced them.
ReadyGate Jun 25, 2026
- Present · Loss run present. 2 open claims recorded ($63,000) — a signal, not a missing exhibit.Loss run on the book
90d
Underwriter file completeness
Checklist of missing exhibits the book can show — not a coverage opinion.
OpenGate Jul 5, 2026
- Missing · 18 employees on the authority record; WC exposure is not on a coverage line.Payroll / WC exposure
- Present · River Park Family in AE without an in-force flood line — recorded signal, not missing zone data.Flood determination
60d
Quotes and alternatives
Indicated and quote lines listed as open items for licensed advisors — not market advice.
ReadyGate Aug 4, 2026
- Present · 1 indicated line ($98,000) recorded as open items for licensed advisors — not missing data.Quote and gap lines for licensed advisors
45d
Deductible scenarios
Deductibles and retentions as the documents record them, with dollar stakes attached.
ReadyGate Aug 19, 2026
- Present · No deductible variance is open on the matrix.Deductible stakes recorded
30d
Board exhibit prep
Packet of exhibits for the board and licensed advisors from this workspace record.
ReadyGate Sep 3, 2026
- Present · Board Report and the watchlist pull from this same book.Board exhibits for licensed advisors