Sample package from the recorded book

RENEWAL SUBMISSION PACKAGE — SAMPLE / DEMONSTRATION
Northbank Housing Partners
Generated 2026-09-17. Not a live submission. PRH does not place coverage.

1. Authority snapshot
TIV $91,900,000 · 6 locations · 396 units
In-force premium $369,000 · Indicated $98,000
Master renewal Oct 10, 2026 · 23 days out

2. Limit layers (keep distinct)
- Insured TIV: $91.9M. Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.
- Occurrence limits: Builder’s risk: $28.4M TIV · General liability — construction partnership: $1M / $2M · Property — Ash Court LP: $18.1M TIV · Property — Elm Senior LP: $16.6M TIV. Per-occurrence (or equivalent) limits on in-force lines. Distinct from schedule TIV.
- Sublimits: None recorded on this book. Narrower limits inside a line (per-claim / aggregate). Not the blanket TIV and not the AOP deductible.

3. Deductibles (basis, minimum, scope, policy ref)
- AOP: $10K AOP. Basis: As recorded on the program — not inferred as a % of TIV. Minimum: $10. Applies to: Millwork Lofts builder’s risk. Policy: Millwork Lofts builder’s risk. Source p. —.
- Wind-hail: 5% named storm. Basis: Percent of TIV as recorded. Minimum: Minimum not recorded. Applies to: Millwork Lofts builder’s risk. Policy: Millwork Lofts builder’s risk. Source p. —.
- Named storm: 5%. Basis: Percent of TIV as recorded. Minimum: Minimum not recorded. Applies to: Millwork Lofts builder’s risk. Policy: Millwork Lofts builder’s risk. Source p. —.

4. In-force coverage schedule
- Builder’s risk · limit $28.4M TIV · retention $10K AOP · 5% named storm · Admitted builder’s risk
- General liability — construction partnership · limit $1M / $2M · retention $0 · Admitted CGL
- Property — Ash Court LP · limit $18.1M TIV · retention $10K AOP · 2% named storm · Admitted package
- Property — Elm Senior LP · limit $16.6M TIV · retention $10K AOP · 2% named storm · Admitted package
- Property — River Park Family LLC · limit $14.2M TIV + excess flood · retention $10K AOP · NFIP + excess · Admitted package + excess flood
- Property — Cottonwood Housing LP · limit $9.8M TIV · retention $25K AOP · 2% named storm · Admitted package
- Property — NHP Scattered Sites LLC · limit $4.8M TIV · retention $5K AOP · Admitted package

5. Open items
- Property — permanent (quoted) · quote · Quoted. Not in the in-force composite.

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