Property insurance summary

Northbank Housing Partners

Sample one-pager from the recorded book. Durham, NC. 6 locations · 396 units · TIV $91.9M. Not a coverage opinion.

Sample demo

TIV, occurrence, and sublimits

Three different recorded numbers. Do not treat schedule TIV as an occurrence limit or a sublimit.

Insured TIV

$91.9M

Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.

Occurrence limits

Builder’s risk: $28.4M TIV · General liability — construction partnership: $1M / $2M · Property — Ash Court LP: $18.1M TIV · Property — Elm Senior LP: $16.6M TIV

Per-occurrence (or equivalent) limits on in-force lines. Distinct from schedule TIV.

Sublimits

None recorded on this book

Narrower limits inside a line (per-claim / aggregate). Not the blanket TIV and not the AOP deductible.

Deductibles — recorded precision

Basis, minimum, property vs program, and the policy reference. Source opens the document page and section. Not a coverage opinion.

Deductible	Amount	Basis	Minimum	Applies to	Policy ref	Source
AOP	$10K AOP	As recorded on the program — not inferred as a % of TIV	$10	Millwork Lofts builder’s risk	Millwork Lofts builder’s risk	Recorded program
Wind-hail	5% named storm	Percent of TIV as recorded	Minimum not recorded	Millwork Lofts builder’s risk	Millwork Lofts builder’s risk	Recorded program
Named storm	5%	Percent of TIV as recorded	Minimum not recorded	Millwork Lofts builder’s risk	Millwork Lofts builder’s risk	Recorded program

Fee-based software. PRH does not place coverage, render coverage opinions, or act as your broker.