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Cedar Creek Housing Authority

1,096 units · $146.3M TIV · 13 locations · Sample

Developments

PH · AMP-09

Pine Hollow

330 Pine Hollow Road, Cedar Creek, KY 42722

Public housing

Traditional ACC · not converted

Units

72

Occupied

69 / 72

TIV

$9.1M

Properties

2

Property

Occupancy
Family
Construction
Wood frame / vinyl
Year built
1991
Flood zone
X
CAT
Wind / hail
Named insured
Cedar Creek Housing Authority
Manager
CCHA (self-managed)

Insurance program

Program
CCHA Master Package
Type
Authority master
Carrier
Housing Authority Specialty / admitted package
Term
2025-11-14 → 2026-11-14
AOP deductible
$25,000 AOP
Named storm
N/A — inland Kentucky
Flood
NFIP indicated for Brookside AE — not confirmed in force; no excess. Premium not recorded.
GL / umbrella
$1M / $2M · $10M

Buildings and parcels

2 properties on this AMP — COPE on each line.

Full schedule
PropertyConstructionOccupancyProtectionExposureTIV

Building A

330 Pine Hollow Road

Frame (ISO 1)

29,520 sf · 1991 · 2 sty

Architectural shingle · Roof replaced 2018

Family

Garden-style family · 36 units

None

Smoke Yes · Central No

PPC 4

Zone X

Residential

$4.5M

Bldg $3.9M

Contents $273K

LoR $364K

Building B

330 Pine Hollow Road

Frame (ISO 1)

29,520 sf · 1992 · 2 sty

Architectural shingle · Roof replaced 2019

Family

Garden-style family · 36 units

None

Smoke Yes · Central No

PPC 4

Zone X

Residential

$4.5M

Bldg $3.9M

Contents $273K

LoR $364K

Coverage on this program

  • Property — buildings

    Replacement-cost statements on 1962–1974 AMPs last refreshed in 2025.

    $146.3M blanket TIV

    $25K AOP · 2% wind / hail

    $428,000 · $.29 / $100 TIV

  • General liability

    Habitational form. No separate project CGL — there are no converted LPs.

    $1M / $2M

    $0

    $38,000 · $35 / unit

  • Umbrella / excess

    Single umbrella over the master package.

    $10M

    Follows primary

    $41,000 · 0.41% of limit

  • Automobile

    Maintenance and administration units. No third-party management fleet.

    $1M CSL · 14 units

    $1,000 comp / collision

    $32,000 · $2,286 / vehicle

  • Workers compensation

    Maintenance, administration, and site staff on one policy.

    Statutory

    None

    $46,000 · $3.71 / $100 payroll

  • Crime / fidelity

    Employee theft and premises. HUD-typical fidelity limit.

    $500,000

    $5,000

    $4,200 · $4,200

  • Public officials / D&O

    Authority-only. No LP directors.

    $2M

    $10,000

    $9,800 · $9,800

  • Cyber liability

    Quiet file. No incident in the sample years.

    $1M

    $25,000

    $7,600 · $7,600

  • NFIP

    NFIP indicated for Brookside AE. Not confirmed in force. Premium not recorded. No excess flood.

    NFIP building maximum — Brookside AE

    NFIP form

Conversion observation

Newer family stock relative to the 1960s AMPs. Still traditional ACC.

Not subject to an investor exhibit or permanent-lender closing package. Conditions that matter here are replacement cost, flood determinations, CAT deductibles on the master, and ordinance or law on a total loss.

Cedar CreekRiver corridorWillow CourtMaple RidgeBrookside HomesElm Street WalkRiverview TerraceHilltop GardensMeadow LaneOak Grove ElderlyPine HollowSouth CreekScattered SitesCentral OfficeMaintenance Yard
  • Public housing · 11
  • Support · 2

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