Scoped access
Full book
Your access is the full owner-controlled book. PRH does not place coverage or act as your broker. Only the owner Applies a verified fact to the book.
Book contributors
Broker-fed, owner-controlled
Broker contributes → PRH organizes → owner controls → owner verifies material items. Document the work you’re already doing — not catch-out software, not a broker grade, and not placement. The broker can help maintain the book without owning the book.
Operating mode
Who keeps this updated
Owner Managed, Broker Assisted (default), or PRH Managed (coming).
Broker participation makes PRH easier; it is never required.
How the book stays current
Burden sits with the people who already have the information
Operating mode: Broker Assisted (default). Illustrative share of insurance records supplied — percentages vary.
- Broker~72%
- Owner~18%
- Other partners~6%
- PRH reconciliation~4%
System admin / exception / normalization — not originating coverage or placement.
Broker participation makes PRH easier; it is never required.
The broker can help maintain the book without owning the book.
Completeness
Contributor file — recorded percents
- Evidence on file
- 90%
- Market process recorded
- 88%
These percents live here only — not on Overview, Briefing, or Stewardship.
Invite a broker contributor
Owner invite — Preview stub
Broker access is not ownership. If the broker changes, revoke access; the history stays. If the broker does not respond, the owner or PRH can still upload. The book never waits on broker cooperation.
Bluegrass Public Entity Insurance
Dana Whitaker · dana.whitaker@bluegrasspei.example · Full book · Incumbent broker contributor since June 2026 (sample). Access is not ownership.
accepted
PRH reports the recorded process. The owner evaluates partner performance.