Property
- Occupancy
- Elderly / disabled
- Construction
- Fire-resistive / masonry
- Year built
- 1985
- Flood zone
- X
- CAT
- Wind / hail
- Named insured
- Cedar Creek Housing Authority
- Manager
- CCHA (self-managed)
DevelopmentsPublic housing
OG · AMP-08
Oak Grove Elderly
12 Oak Grove Circle, Cedar Creek, KY 42721
Traditional ACC · not converted
Units
92
Occupied
90 / 92
TIV
$12.9M
Properties
1
Insurance program
- Program
- CCHA Master Package
- Type
- Authority master
- Carrier
- Housing Authority Specialty / admitted package
- Term
- 2025-11-14 → 2026-11-14
- AOP deductible
- $25,000 AOP
- Named storm
- N/A — inland Kentucky
- Flood
- NFIP indicated for Brookside AE — not confirmed in force; no excess. Premium not recorded.
- GL / umbrella
- $1M / $2M · $10M
Buildings and parcels
1 property on this AMP — COPE on each line.
| Property | Construction | Occupancy | Protection | Exposure | TIV |
|---|---|---|---|---|---|
Building A 12 Oak Grove Circle | Fire-resistive (ISO 6) 66,240 sf · 1985 · 4 sty Built-up / TPO · Roof replaced 2018 | Elderly / disabled Elderly / disabled · 92 units | Wet pipe (NFPA 13) Smoke Yes · Central Yes PPC 4 | Zone X Residential | $12.9M Bldg $11.1M Contents $774K LoR $1.0M |
Coverage on this program
Property — buildings
Replacement-cost statements on 1962–1974 AMPs last refreshed in 2025.
$146.3M blanket TIV
$25K AOP · 2% wind / hail
$428,000 · $.29 / $100 TIV
General liability
Habitational form. No separate project CGL — there are no converted LPs.
$1M / $2M
$0
$38,000 · $35 / unit
Umbrella / excess
Single umbrella over the master package.
$10M
Follows primary
$41,000 · 0.41% of limit
Automobile
Maintenance and administration units. No third-party management fleet.
$1M CSL · 14 units
$1,000 comp / collision
$32,000 · $2,286 / vehicle
Workers compensation
Maintenance, administration, and site staff on one policy.
Statutory
None
$46,000 · $3.71 / $100 payroll
Crime / fidelity
Employee theft and premises. HUD-typical fidelity limit.
$500,000
$5,000
$4,200 · $4,200
Public officials / D&O
Authority-only. No LP directors.
$2M
$10,000
$9,800 · $9,800
Cyber liability
Quiet file. No incident in the sample years.
$1M
$25,000
$7,600 · $7,600
NFIP
NFIP indicated for Brookside AE. Not confirmed in force. Premium not recorded. No excess flood.
NFIP building maximum — Brookside AE
NFIP form
Conversion observation
Single elderly building. Central station alarm. Quiet loss history.
Not subject to an investor exhibit or permanent-lender closing package. Conditions that matter here are replacement cost, flood determinations, CAT deductibles on the master, and ordinance or law on a total loss.
- Public housing · 11
- Support · 2