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Cedar Creek Housing Authority

1,096 units · $146.3M TIV · 13 locations · Sample

Developments

MY

Maintenance Yard

80 Industrial Way, Cedar Creek, KY 42721

Authority support

Shops and yard

Units

Occupied

TIV

$1.6M

Properties

1

Property

Occupancy
Maintenance / shops
Construction
Metal shop / masonry office
Year built
1981
Flood zone
X
CAT
Wind / hail
Named insured
Cedar Creek Housing Authority
Manager
CCHA (self-managed)

Insurance program

Program
CCHA Master Package
Type
Authority master
Carrier
Housing Authority Specialty / admitted package
Term
2025-11-13 → 2026-11-13
AOP deductible
$25,000 AOP
Named storm
N/A — inland Kentucky
Flood
NFIP indicated for Brookside AE — not confirmed in force; no excess. Premium not recorded.
GL / umbrella
$1M / $2M · $10M

Buildings and parcels

1 property on this development — COPE on each line.

Full schedule
PropertyConstructionOccupancyProtectionExposureTIV

Shop and garage

80 Industrial Way

Non-combustible (ISO 3)

18,600 sf · 1981 · 1 sty

Metal · Roof replaced 2019

Maintenance / shops

Maintenance shops and yard

None

Smoke Yes · Central No

PPC 4

Zone X

Municipal / light industrial

$1.6M

Bldg $1.3M

Contents $224K

LoR $64K

Coverage on this program

  • Property — buildings

    Replacement-cost statements on 1962–1974 AMPs last refreshed in 2025.

    $146.3M blanket TIV

    $25K AOP · 2% wind / hail

    $428,000 · $.29 / $100 TIV

  • General liability

    Habitational form. No separate project CGL — there are no converted LPs.

    $1M / $2M

    $0

    $38,000 · $35 / unit

  • Umbrella / excess

    Single umbrella over the master package.

    $10M

    Follows primary

    $41,000 · 0.41% of limit

  • Automobile

    Maintenance and administration units. No third-party management fleet.

    $1M CSL · 14 units

    $1,000 comp / collision

    $32,000 · $2,286 / vehicle

  • Workers compensation

    Maintenance, administration, and site staff on one policy.

    Statutory

    None

    $46,000 · $3.71 / $100 payroll

  • Crime / fidelity

    Employee theft and premises. HUD-typical fidelity limit.

    $500,000

    $5,000

    $4,200 · $4,200

  • Public officials / D&O

    Authority-only. No LP directors.

    $2M

    $10,000

    $9,800 · $9,800

  • Cyber liability

    Quiet file. No incident in the sample years.

    $1M

    $25,000

    $7,600 · $7,600

  • NFIP

    NFIP indicated for Brookside AE. Not confirmed in force. Premium not recorded. No excess flood.

    NFIP building maximum — Brookside AE

    NFIP form

Conversion observation

Shops, parts, and fleet garage. Auto units garage here overnight.

Cedar CreekRiver corridorWillow CourtMaple RidgeBrookside HomesElm Street WalkRiverview TerraceHilltop GardensMeadow LaneOak Grove ElderlyPine HollowSouth CreekScattered SitesCentral OfficeMaintenance Yard
  • Public housing · 11
  • Support · 2

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