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Portfolio Risk Hub

Crescent Bend Housing Authority · MS194

30 buildings · $72.2M property TIV · Property (c01) · selected locations · Sample demo

BriefingDocuments
Portfolio Overview
BriefingDocumentsDevelopmentsSOVLocationsCoverageStewardshipContributorsBroker

Sample demo — demonstration, not a live client.

PHA portfolio · MS194

Crescent Bend Housing Authority

Meridian and Lauderdale County, MS. One portfolio of converted mixed-finance, the live conversion, and every public-housing development that has not left ACC — locations, properties and coverages together.

Sample demo
  • 8 locations
  • 6 developments
  • 2 support sites
  • 30 properties
  • 1 coverage lines
  • 37 loss records
  • 2 cities

Insured TIV

How calculatedⓘ

How calculated

Sum of TIV on every location in this scope — dwellings and support sites. Program TIVs are the same dollars allocated by placement, not a second total. Board Report uses this same number.

$72.2M

8 locations · same number as Board Report

Locations

How calculatedⓘ

How calculated

8 sites on the book: 6 developments plus 2 support sites.

8

6 developments + 2 support

In-force premium

How calculatedⓘ

How calculated

Premium on lines with status bound, master, or project. Quoted and gap premiums are excluded.

$612,000

Bound / master / project only

Indicated premium

How calculatedⓘ

How calculated

No indicated lines in this scope. Quote and gap premiums would appear here when recorded.

None

No indicated lines

Today

  • MediumOn the book

    8 locations · $72.2M insured TIV

    6 developments + 2 support. In-force $612,000; indicated None.

  • RISK-CB-006MediumOn the book
    Master renewal Jan 25, 2027 · file completeness 85%

    11 of 13 required renewal tasks/exhibits are on the book.

  • SVC-001MediumOn the book
    Broker Stewardship (owner record) · 1 complete · 1 open · 0 overdue

    Placewell Housing Insurance (sample incumbent). 0 on time · 1 late · 1 owner attention · 0 blocked by owner. PRH reports the recorded process. The owner evaluates partner performance.

  • MediumOn the book
    How the book stays current · Broker Assisted (default)

    Placewell Housing Insurance is an invited contributor. Broker ~72% / owner ~18% / other partners ~6% / PRH reconciliation ~4% (illustrative; percentages vary). Broker participation makes PRH easier; it is never required. The broker can help maintain the book without owning the book.

What matters

  • RISK-SC-004HighNeeds confirmation
    Scattered Sites — Flood structure unresolved

    Flood structure unresolved for the master renewal: SFHA confirmation pending; NFIP indicated, not confirmed in force; excess none.

    4 recorded facts
    • SFHA confirmation pending — FEMA flood zone confirmation is still pending.
    • NFIP indicated — not confirmed in force — Scattered Sites — indicated, not confirmed in force. Premium not recorded. No excess.
    • Excess flood none — Scattered Sites (Mixed X / AE)
    • Renewal impact — Unresolved flood structure affects the next master renewal — SFHA confirmation, whether NFIP is in force, and that no excess is on the book.
  • RISK-CB-005MediumOn the book
    4 open claims

    $102,400 incurred still open on this book.

  • RISK-PC-007MediumNeeds confirmation
    Mitigation in progress — Pinecrest Homes

    plumbing / water · 55% · 3 losses on the book. Status and evidence live on portfolio data readiness.

  • RISK-CB-008HighOn the book
    Sprinkler status: Unsprinklered

    13 dwellings recorded as unsprinklered. The fact is on the schedule — it is a signal, not missing data.

What next

  • RISK-SC-004HighNeeds confirmation
    Scattered Sites — Flood structure unresolved

    Flood structure unresolved for the master renewal: SFHA confirmation pending; NFIP indicated, not confirmed in force; excess none.

    4 recorded facts
    • SFHA confirmation pending — FEMA flood zone confirmation is still pending.
    • NFIP indicated — not confirmed in force — Scattered Sites — indicated, not confirmed in force. Premium not recorded. No excess.
    • Excess flood none — Scattered Sites (Mixed X / AE)
    • Renewal impact — Unresolved flood structure affects the next master renewal — SFHA confirmation, whether NFIP is in force, and that no excess is on the book.
  • RISK-PC-007MediumNeeds confirmation
    Mitigation in progress — Pinecrest Homes

    plumbing / water · 55% · 3 losses on the book. Status and evidence live on portfolio data readiness.

  • SVC-003HighOwner verification pending
    SOV review with owner

    Open items on the owner’s broker-relationship record: complete, overdue, or waiting on evidence — not a broker grade and not a placement by PRH.

How the book stays current

Burden sits with the people who already have the information

Operating mode: Broker Assisted (default). Contributor shares live on the contributors page.

Broker participation makes PRH easier; it is never required.

The broker can help maintain the book without owning the book.

Book contributors

Risk Watchlist

Items the book already records — not a recommendation, and not a determination.

  • RISK-SC-004HighNeeds confirmation

    Scattered Sites — Flood structure unresolved

    Flood structure unresolved for the master renewal: SFHA confirmation pending; NFIP indicated, not confirmed in force; excess none.

    Flood exhibit — master renewal

    4 recorded facts
    • SFHA confirmation pending — FEMA flood zone confirmation is still pending.
    • NFIP indicated — not confirmed in force — Scattered Sites — indicated, not confirmed in force. Premium not recorded. No excess.
    • Excess flood none — Scattered Sites (Mixed X / AE)
    • Renewal impact — Unresolved flood structure affects the next master renewal — SFHA confirmation, whether NFIP is in force, and that no excess is on the book.
  • RISK-CB-005MediumOn the book

    4 open claims

    $102,400 incurred still open on this book.

    Loss run

  • RISK-PC-007MediumNeeds confirmation

    Mitigation in progress — Pinecrest Homes

    plumbing / water · 55% · 3 losses on the book. Status and evidence live on portfolio data readiness.

    Mitigation workroom

  • RISK-CB-008HighOn the book

    Sprinkler status: Unsprinklered

    13 dwellings recorded as unsprinklered. The fact is on the schedule — it is a signal, not missing data.

    SOV / building schedule

  • RISK-CB-010HighOn the book

    Large CAT / named-storm deductible on the program

    Property — buildings (c01) · selected authority locations: named storm 5% of TIV; wind 2% of TIV

    Program schedule

How the portfolio is split

Units and TIV on the traditional authority master — every AMP still ACC.

  • Public housing — not converted6 sites · 438 units · $66.3M

Occupancy

Residential units by use.

  • Family3 developments · 208 units
  • Elderly / disabled2 developments · 144 units
  • Scattered sites1 development · 86 units

TIV by program

Every program on the portfolio.

  • Property — selected locations$72.2M

Locations

MeridianMarionRiver corridorPinecrest HomesCedar Lane ApartmentsWestover CourtsHighland ParkMagnolia SeniorScattered SitesCentral OfficeMaintenance Yard
  • Public housing · 6
  • Support · 2
  • Pinecrest Homes
  • Cedar Lane Apartments
  • Westover Courts
  • Highland Park
  • Magnolia Senior
  • Scattered Sites
  • Central Office
  • Maintenance Yard

Flood concentration

Developments with an AE determination on this book.

  • Scattered SitesMixed X / AE

Authority support

  • Central Office$2.4M
  • Maintenance Yard$3.5M

Authority

Executive director
Anita Cole
Employees / fleet
47 · 42 vehicles
Master renewal
Jan 25, 2027 · 88 days out
County
Lauderdale County, MS

Unconverted public housing

Still ACC, still on the authority master — no investor exhibit, no conversion closing. Replacement cost, flood and CAT still sit with the authority.

DevelopmentAMPUnitsTIVFloodStatus
Pinecrest Homes

PC · Meridian · 1958

AMP-0196$14.2MXPublic housing
Cedar Lane Apartments

CL · Meridian · 1964

AMP-0264$9.1MXPublic housing
Westover Courts

WC · Meridian · 1972

AMP-0484$12.6MXPublic housing
Highland Park

HP · Marion · 1978

AMP-0848$6.8MXPublic housing
Magnolia Senior

MG · Meridian · 1984

AMP-0960$9.7MXPublic housing
Scattered Sites

SC · Meridian · 1970

AMP-1086$13.9MMixed X / AEPublic housing

Losses

Claims on the traditional ACC book, plus the premium history that followed the exposure.

Public housing

$846,100

RAD pipeline

$236,700

In conversion

$78,400

Converted

$306,200

Incurred

$1,467,400

2026 premium history

How calculatedⓘ

How calculated

No premium-year row is on this book yet.

$612,000

$612,000 in force

Selected authority locations on Property. Pipeline and converting assets stay with the owner.