Preview. Test data only. Do not upload a live insured’s files. Checkout is test mode — you will not be charged.
Crescent Bend Housing Authority · MS194
30 buildings · $72.2M property TIV · Property (c01) · selected locations · Sample demo
View access as
Two brokers on different lines, plus a lender on the Oakridge conversion. Preview only — this does not change the owner-controlled book. Only the owner Applies a verified fact.
Owner Admin — full book
Owner Admin. Verifies and Applies. Sees every line and the Oakridge conversion.
Placewell — Contributor
Contributor scoped to Property — buildings (c01). Access is not ownership.
Ridgeway — Contributor
Contributor scoped to Automobile (c04). Access is not ownership.
First National — Viewer
Viewer on the Oakridge Court conversion file. Read-only — not ownership of the book.
Scoped access
Property — buildings (c01) · selected authority locations
Your access is the Property — buildings (c01) line on selected authority locations — not ownership of the book. Participation is optional. PRH does not place coverage or act as your broker. Only the owner Applies a verified fact to the book.
Can see
Cannot see
Scoped coverage
This view is Property — buildings (c01) on selected authority locations. TIV here is the accessible SOV — not the full master-package total. Other lines and pipeline assets stay with the owner. Access is not ownership. Participation is optional. PRH does not place coverage or act as your broker. Only the owner Applies a verified fact to the book.
Scoped property view
Composite How calculated Sum of TIV on every location in this scope — dwellings and support sites. Program TIVs are the same dollars allocated by placement, not a second total. Board Report uses this same number.How calculated
$.85 / $100
$72.2M TIV
In-force premium How calculated Premium on lines with status bound, master, or project. Quoted and gap premiums are excluded.How calculated
$612,000
Bound / master / project only
Indicated premium How calculated No indicated lines in this scope. Quote and gap premiums would appear here when recorded.How calculated
None
No indicated lines
Property
$.85 / $100
Property buildings — $612,000
All-lines rate is in-force premium over that program’s TIV. Property rate uses only property, flood, builder’s risk and inland marine.
| Program | TIV | Premium | All-lines | Property | Share |
|---|---|---|---|---|---|
Property — buildings (c01) · selected authority locations Property — selected locations | $72.2M | $612,000 | $.85 / $100 | $.85 / $100 | 100% |
| This scope | $72.2M | $612,000 | $.85 / $100 | $.85 / $100 | 100% |
$72.2M insured value · 1 line · 1 program
Three different recorded numbers. Do not treat schedule TIV as an occurrence limit or a sublimit.
Insured TIV
$72.2M
Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.
Occurrence limits
Property — buildings: $72.2M selected-location TIV
Per-occurrence (or equivalent) limits on in-force lines. Distinct from schedule TIV.
Sublimits
None recorded on this book
Narrower limits inside a line (per-claim / aggregate). Not the blanket TIV and not the AOP deductible.
Basis, minimum, property vs program, and the policy reference. Source opens the document page and section. Not a coverage opinion.
| Deductible | Amount | Basis | Minimum | Applies to | Policy ref | Source |
|---|---|---|---|---|---|---|
| AOP | $25,000 AOP | As recorded on the program — not inferred as a % of TIV | $25,000 | Property — buildings (c01) · selected authority locations | Property — buildings (c01) · selected authority locations | Recorded program |
| Wind-hail | 2% of TIV | Percent of TIV as recorded | Minimum not recorded | Property — buildings (c01) · selected authority locations | Property — buildings (c01) · selected authority locations | Recorded program |
| Named storm | 5% of TIV | Percent of TIV as recorded | Minimum not recorded | Property — buildings (c01) · selected authority locations | Property — buildings (c01) · selected authority locations | Recorded program |
Property — selected locations
Housing Authority Specialty / admitted package
Selected authority locations on Property — buildings (c01). Pipeline and converting assets stay with the owner — they are not in this accessible book.
| Line | Premium | Rate |
|---|---|---|
| Property — buildings | $612,000 | $.85 / $100 TIV |
Quoted and gap lines show an indicated rate and are not in the in-force premium.
| Line | Applies to | Limit | Retention | Carrier | Premium | Rate | Status |
|---|---|---|---|---|---|---|---|
Property — buildings Replacement-cost statements on 1958–1984 AMPs have not been re-appraised since 2023. | Selected authority locations | $72.2M selected-location TIV | $25K AOP · 5% named storm | HA specialty package | $612,000 | $.85 / $100 TIV | master |
In-force $612,000 · 1 of 1 lines bound.
Selected public-housing and authority-support locations on this line. Pipeline and converting assets stay with the owner.
In-force premium is $612K on $72.2M TIV. In-force premium and TIV on this screen are selected authority locations — not the full master package, and not a conversion file.
Automobile, workers compensation, cyber, and conversion files are outside this access.