Property
- Occupancy
- Elderly / disabled
- Construction
- Fire-resistive / masonry
- Year built
- 1972
- Flood zone
- X
- CAT
- Wind / hail
- Named insured
- Crescent Bend Housing Authority
- Manager
- CBHA (self-managed)
DevelopmentsPublic housing
WC · AMP-04
Westover Courts
400 Westover Street, Meridian, MS 39301
Traditional ACC elderly · not converted
Units
84
Occupied
82 / 84
TIV
$12.6M
Properties
1
Insurance program
- Program
- Property — buildings (c01) · selected authority locations
- Type
- Property — selected locations
- Carrier
- Housing Authority Specialty / admitted package
- Term
- 2026-01-25 → 2027-01-25
- AOP deductible
- $25,000 AOP
- Wind-hail
- 2% of TIV
- Named storm
- 5% of TIV
- Flood
- NFIP on AE parcels; no excess
- GL / umbrella
- $1M / $2M · $10M
Deductibles — recorded precision
Basis, minimum, property vs program, and the policy reference. Source opens the document page and section. Not a coverage opinion.
| Deductible | Amount | Basis | Minimum | Applies to | Policy ref | Source |
|---|---|---|---|---|---|---|
| AOP | $25,000 AOP | As recorded on the program — not inferred as a % of TIV | $25,000 | Property — buildings (c01) · selected authority locations | Property — buildings (c01) · selected authority locations | Recorded program |
| Wind-hail | 2% of TIV | Percent of TIV as recorded | Minimum not recorded | Property — buildings (c01) · selected authority locations | Property — buildings (c01) · selected authority locations | Recorded program |
| Named storm | 5% of TIV | Percent of TIV as recorded | Minimum not recorded | Property — buildings (c01) · selected authority locations | Property — buildings (c01) · selected authority locations | Recorded program |
Source documents on this property
Uploaded and sample files attached to this development or a building. Open the document — not a coverage opinion.
No file is attached here yet. Open the Document Library to upload or classify one.
Buildings and parcels
1 property on this AMP — COPE on each line.
| Property | Construction | Occupancy | Protection | Exposure | TIV |
|---|---|---|---|---|---|
Westover Tower 400 Westover Street Elderly/disabled. Single high-density building. | Fire-resistive (ISO 6) 74,000 sf · 1972 · 7 sty Built-up · Roof replaced 2016 | Elderly / disabled High-rise elderly / disabled — elevator · 84 units | Partial wet Smoke Yes · Central Yes PPC 3 | Zone X Downtown / adjacent commercial | $12.6M Bldg $11.1M Contents $756K LoR $756K |
Coverage on this program
Property — buildings
Replacement-cost statements on 1958–1984 AMPs have not been re-appraised since 2023.
$72.2M selected-location TIV
$25K AOP · 5% named storm
$612,000 · $.85 / $100 TIV
Conversion observation
Elderly/disabled high-density site. Habitational GL and assisted-living adjacent exposures. Not in the RAD pipeline.
Not subject to an investor exhibit or permanent-lender closing package. Conditions that matter here are replacement cost, flood determinations, CAT deductibles on the master, and ordinance or law on a total loss.
- Public housing · 6
- Support · 2