Crescent Bend Housing Authority

962 units · $186.4M TIV · 12 locations

Developments

CL · AMP-02

Cedar Lane Apartments

1900 Cedar Lane, Meridian, MS 39305

Public housing

Traditional ACC · not converted

Units

64

Occupied

60 / 64

TIV

$9.1M

Properties

4

Property

Occupancy
Family
Construction
Masonry
Year built
1964
Flood zone
X
CAT
Wind / hail
Named insured
Crescent Bend Housing Authority
Manager
CBHA (self-managed)

Insurance program

Program
CBHA Master Package
Type
Authority master
Carrier
Housing Authority Specialty / admitted package
Term
2025-07-01 → 2026-07-01
AOP deductible
$25,000 AOP
Named storm
5% of TIV
Flood
NFIP on AE parcels; no excess
GL / umbrella
$1M / $2M · $10M

Buildings and parcels

4 properties on this AMP — COPE on each line.

Full schedule
PropertyConstructionOccupancyProtectionExposureTIV

North walk-up

1900 Cedar Lane

Lead-based paint / ordinance-or-law on total loss.

Joisted masonry (ISO 2)

14,200 sf · 1964 · 2 sty

Asphalt shingle · Roof replaced 2011

Family

Two-story walk-up · 16 units

None

Smoke Yes · Central No

PPC 4

Zone X

Residential / wooded lot line

$2.3M

Bldg $2.0M

Contents $138K

LoR $138K

East walk-up

1910 Cedar Lane

Joisted masonry (ISO 2)

14,200 sf · 1964 · 2 sty

Asphalt shingle · Roof replaced 2011

Family

Two-story walk-up · 16 units

None

Smoke Yes · Central No

PPC 4

Zone X

Residential / wooded lot line

$2.3M

Bldg $2.0M

Contents $138K

LoR $138K

West walk-up

1920 Cedar Lane

Joisted masonry (ISO 2)

13,800 sf · 1965 · 2 sty

Asphalt shingle · Roof replaced 2011

Family

Two-story walk-up · 16 units

None

Smoke Yes · Central No

PPC 4

Zone X

Residential / wooded lot line

$2.2M

Bldg $1.9M

Contents $132K

LoR $132K

South walk-up

1930 Cedar Lane

Joisted masonry (ISO 2)

14,200 sf · 1965 · 2 sty

Asphalt shingle · Roof replaced 2011

Family

Two-story walk-up · 16 units

None

Smoke Yes · Central No

PPC 4

Zone X

Residential / wooded lot line

$2.3M

Bldg $2.0M

Contents $138K

LoR $138K

Coverage on this program

  • Property — buildings

    Replacement-cost statements on 1958–1984 AMPs have not been re-appraised since 2023.

    $83.6M blanket TIV

    $25K AOP · 5% named storm

    $612,000 · $.73 / $100 TIV

  • General liability

    Habitational form. Converted LPs carry their own CGL.

    $1M / $2M

    $0

    $54,000 · $106 / unit

  • Umbrella / excess

    Lower than converted project umbrellas ($15M / $25M).

    $10M

    Follows primary

    $72,000 · 0.72% of limit

  • Automobile

    Converted entities do not schedule vehicles here.

    $1M CSL · 42 units

    $1,000 comp / collision

    $88,000 · $2,095 / vehicle

  • Workers compensation

    47 CBHA employees

    Statutory

    None

    $94,000 · $4.20 / $100 payroll

  • Crime / fidelity

    Investor crime on Oakridge is a separate quote.

    $1M

    $10,000

    $9,500 · 0.95% of limit

  • Public officials / D&O

    Does not extend to LP general partners on converted deals.

    $2M

    $25,000

    $22,000 · 1.10% of limit

  • Cyber

    HCV / PIC and tenant PII sit here. Converted sites use the same network.

    $1M

    $25,000

    $16,000 · 1.60% of limit

  • Flood — NFIP

    No excess flood on the master. Riverbend carries excess on its own program. Scattered-site parcel determinations are incomplete.

    Building max per AE building

    NFIP statutory

    $32,000 · $.28 / $100 TIV

  • Inland marine / contractors equipment

    Maintenance Yard

    $1.8M scheduled

    $5,000

    $12,500 · $.69 / $100 TIV

Desk observation

Family walk-up on the north side. On the PHA master. Lead-based paint and ordinance-or-law exposure is material on a total loss.

Not subject to an investor exhibit or permanent-lender closing package. Conditions that matter here are replacement cost, flood determinations, CAT deductibles on the master, and ordinance or law on a total loss.

MeridianMarionRiver corridorOakridge CourtOCEastview TerraceEVRiverbend FamilyRBPinecrest HomesPCCedar Lane ApartmentsCLWestover CourtsWCHighland ParkHPSouthside WalkSWMagnolia SeniorMGScattered SitesSCCentral OfficeCOMaintenance YardYD
  • Public housing
  • RAD pipeline
  • In conversion
  • Converted
  • Support