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Board Report

An automated summary for a housing-authority board: entire portfolio or one development, Detailed or Quick update. Coverage posture & open items, and change since last renewal — including the cyber line when it is on the book. Same insured TIV and in-force vs indicated premium as the overview.

Also on the book

Risk Watchlist

• RISK-OC-001CriticalOn the book

  Oakridge Court closing in 43 days

  Closing in 43 days · 3 items overdue · 6 due within 14 days · 1 critical dependency.

• RISK-OC-002CriticalConflicting

  Named storm 5% vs 2% on Oakridge Court

  $1.3M extra retention if a named storm hits $42.6M TIV at 5% instead of 2%. Source: Permanent lender · Permanent lender guide §4.3.

• RISK-OC-004CriticalNeeds confirmation

  Oakridge Court — Flood structure unresolved

  One flood-structure issue: determination, indicated NFIP, whether excess flood is structured, and closing evidence.

  4 recorded facts

  • SFHA pending — Oakridge Court — flood is not structured on the book until the zone is known.
  • NFIP indicated $32,000 — Southside Walk + scattered AE parcels
  • Excess flood not structured — Southside Walk (AE) · Scattered Sites (Mixed X / AE)
  • Conversion impact — SFHA determination pending. Order determination, NFIP evidence and excess flood option
• RISK-OC-003HighOn the book

  Permanent property (quoted) is indicated, not in force

  $312,000 is on the quote line. It is not in the in-force composite.

• RISK-CB-005MediumOn the book

  8 open claims

  $200,800 incurred still open on this book.

• RISK-PC-007MediumNeeds confirmation

  Mitigation in progress — Pinecrest Homes

  plumbing / water · 55% · 3 losses on the book. Status and evidence live on portfolio data readiness.

• RISK-CB-008HighOn the book

  Sprinkler status: Unsprinklered

  16 dwellings recorded as unsprinklered. The fact is on the schedule — it is a signal, not missing data.

• RISK-CB-010HighOn the book

  Large CAT / named-storm deductible on the program

  CBHA Master Package: named storm 5% of TIV; wind 2% of TIV · Oakridge Court Conversion Program: named storm 5% current / 2% requested; wind 2% quoted