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Reports & Deliverables

Board packets and owner-controlled exports from this workspace

Property insurance summary

Crescent Bend Housing Authority

Sample one-pager from the recorded book. Meridian, MS. 12 locations · 962 units · TIV $186.4M. Not a coverage opinion.

Sample demo

TIV, occurrence, and sublimits

Three different recorded numbers. Do not treat schedule TIV as an occurrence limit or a sublimit.

Insured TIV

$186.4M

Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.

Occurrence limits

Property — buildings: $83.6M blanket TIV · General liability: $1M / $2M · Umbrella / excess: $10M · Automobile: $1M CSL · 42 units

Per-occurrence (or equivalent) limits on in-force lines. Distinct from schedule TIV.

Sublimits

A. Privacy Liability (including Employee Privacy) $1,000,000 · B. Privacy Regulatory Claims Coverage $1,000,000 · C. Security Breach Response Coverage $1,000,000 · D. Security Liability $1,000,000 · E. Multimedia Liability $1,000,000 · F. Cyber Extortion $1,000,000 · Business Income Loss $1,000,000 · Restoration Costs $1,000,000 · Reputation Business Income Loss $1,000,000 · Systems Integrity Restoration Loss $250,000 · H. PCI DSS Assessment $1,000,000 · Phishing Loss $50,000 · Services Fraud Loss $100,000 · Reward Fund Loss $50,000 · Personal Financial Loss $250,000 · Corporate Identity Theft Loss $250,000 · Telephone Hacking Loss $100,000 · Direct Financial Loss (Funds Transfer Fraud) $100,000 · Cyber Deception $250,000 · Court Attendance Costs $100,000 · Bodily Injury / Property Damage Liability $250,000 · TCPA (Telephone Consumer Protection Act) $100,000 · HIPAA Corrective Action Plan Costs $50,000 · Post Breach Response $25,000 · Independent Consultant $25,000 · Outsourced Provider $250,000 · Computer System $250,000

Narrower limits inside a line (per-claim / aggregate). Not the blanket TIV and not the AOP deductible.

Deductibles — recorded precision

Basis, minimum, property vs program, and the policy reference. Source opens the document page and section. Not a coverage opinion.

DeductibleAmountBasisMinimumApplies toPolicy refSource
AOP$25,000 AOPAs recorded on the program — not inferred as a % of TIV$25,000CBHA Master PackageCBHA Master PackageRecorded program
Wind-hail2% of TIVPercent of TIV as recordedMinimum not recordedCBHA Master PackageCBHA Master PackageRecorded program
Named storm5% of TIVPercent of TIV as recordedMinimum not recordedCBHA Master PackageCBHA Master PackageRecorded program

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