Insured TIV
$186.4M
Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.
Preview. Test data only. Do not upload a live insured’s files. Checkout is test mode — you will not be charged.
Reports & Deliverables
Board packets and owner-controlled exports from this workspace
Property insurance summary
Sample one-pager from the recorded book. Meridian, MS. 12 locations · 962 units · TIV $186.4M. Not a coverage opinion.
Three different recorded numbers. Do not treat schedule TIV as an occurrence limit or a sublimit.
Insured TIV
$186.4M
Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.
Occurrence limits
Property — buildings: $83.6M blanket TIV · General liability: $1M / $2M · Umbrella / excess: $10M · Automobile: $1M CSL · 42 units
Per-occurrence (or equivalent) limits on in-force lines. Distinct from schedule TIV.
Sublimits
A. Privacy Liability (including Employee Privacy) $1,000,000 · B. Privacy Regulatory Claims Coverage $1,000,000 · C. Security Breach Response Coverage $1,000,000 · D. Security Liability $1,000,000 · E. Multimedia Liability $1,000,000 · F. Cyber Extortion $1,000,000 · Business Income Loss $1,000,000 · Restoration Costs $1,000,000 · Reputation Business Income Loss $1,000,000 · Systems Integrity Restoration Loss $250,000 · H. PCI DSS Assessment $1,000,000 · Phishing Loss $50,000 · Services Fraud Loss $100,000 · Reward Fund Loss $50,000 · Personal Financial Loss $250,000 · Corporate Identity Theft Loss $250,000 · Telephone Hacking Loss $100,000 · Direct Financial Loss (Funds Transfer Fraud) $100,000 · Cyber Deception $250,000 · Court Attendance Costs $100,000 · Bodily Injury / Property Damage Liability $250,000 · TCPA (Telephone Consumer Protection Act) $100,000 · HIPAA Corrective Action Plan Costs $50,000 · Post Breach Response $25,000 · Independent Consultant $25,000 · Outsourced Provider $250,000 · Computer System $250,000
Narrower limits inside a line (per-claim / aggregate). Not the blanket TIV and not the AOP deductible.
Basis, minimum, property vs program, and the policy reference. Source opens the document page and section. Not a coverage opinion.
| Deductible | Amount | Basis | Minimum | Applies to | Policy ref | Source |
|---|---|---|---|---|---|---|
| AOP | $25,000 AOP | As recorded on the program — not inferred as a % of TIV | $25,000 | CBHA Master Package | CBHA Master Package | Recorded program |
| Wind-hail | 2% of TIV | Percent of TIV as recorded | Minimum not recorded | CBHA Master Package | CBHA Master Package | Recorded program |
| Named storm | 5% of TIV | Percent of TIV as recorded | Minimum not recorded | CBHA Master Package | CBHA Master Package | Recorded program |
Fee-based software. PRH does not place coverage, render coverage opinions, or act as your broker.