Lender requirements report

Crescent Bend Housing Authority

Sample report of recorded lender and capital-source requirements. Demonstration — not a lender certificate and not a coverage opinion.

Sample demo

Permanent lender · Lender insurance guide §4.1
Replacement cost valuation
RC statement on file matches $42.6M TIV
Status evidence_consistent · Evidence consistent
Permanent lender · Lender insurance guide §2.2
Carrier AM Best rating
A− XV meets the A− IX minimum
Status evidence_consistent · Evidence consistent
Permanent lender · Loan agreement §6.12
Waiver of subrogation — GL
CG 24 04 endorsement issued
Status evidence_consistent · Evidence consistent
Investor / syndicator · Investor exhibit C-7
Primary / noncontributory
Endorsement on file for GL and umbrella
Status evidence_consistent · Evidence consistent
Permanent lender · Loan agreement §6.09
30-day notice of cancellation
Endorsement issued to mortgagee
Status evidence_consistent · Evidence consistent
Construction lender · Construction exhibit D
Pollution liability — contractor
$2M project-specific on file
Status evidence_consistent · Evidence consistent
Investor / syndicator · Investor exhibit C-11
Crime / fidelity
$1M employee dishonesty bound
Status evidence_consistent · Evidence consistent
Permanent lender · Lender insurance guide §4.6
Ordinance or law A / B / C
10% of TIV scheduled on property form
Status evidence_consistent · Evidence consistent
Permanent lender · Lender insurance guide §4.8
Equipment breakdown
Included in property form
Status evidence_consistent · Evidence consistent
Construction lender · Construction exhibit E
Professional liability — architect
$2M claims-made on file
Status evidence_consistent · Evidence consistent
Construction lender · Construction loan agreement
Loss payee — construction lender
Endorsed on builder's risk
Status evidence_consistent · Evidence consistent
Construction lender · Construction lender checklist
Paid premium — builder's risk
Receipt dated 1/10/26
Status evidence_consistent · Evidence consistent
Permanent lender · Permanent loan agreement §6.04
Mortgagee clause
Not yet endorsed
Status pending_confirmation · Pending confirmation
Investor / syndicator · Investor exhibit C-3
Additional insured — investor
Certificate only — endorsement not issued
Status pending_confirmation · Pending confirmation
Investor / syndicator · Investor exhibit C-2
LP / SP clause wording
Draft does not match exhibit verbatim
Status pending_confirmation · Pending confirmation
Investor / syndicator · Investor exhibit C-8
Umbrella additional insured
Follow-form AI pending
Status pending_confirmation · Pending confirmation
Permanent lender · Permanent lender guide
Servicing address on mortgagee
Address not yet confirmed by servicer
Status pending_confirmation · Pending confirmation
Construction lender · Construction exhibit B
Builder's risk occupancy permission
Carrier consent requested
Status pending_confirmation · Pending confirmation
Permanent lender · Lender insurance guide §5.2
Business income worksheet
12-month ALS pending updated values
Status pending_confirmation · Pending confirmation
Investor / syndicator · Investor exhibit C-14
Cyber / social engineering
$1M quote outstanding
Status pending_confirmation · Pending confirmation
Investor / syndicator · Investor exhibit C-5
Property deductible
$25K current / $10K requested
Status potential_variance · Potential variance
Permanent lender · Permanent lender guide §4.3
Named storm deductible
5% TIV vs 2% requested
Status potential_variance · Potential variance
Permanent lender · Lender insurance guide §7
Flood evidence
SFHA determination pending
Status potential_variance · Action needed
Construction lender · Construction exhibit B-4
Builder's risk soft costs
Limit not confirmed against hard-cost schedule
Status potential_variance · Review needed
Permanent lender · Loan agreement §6.18
Policy delivery
Post-close covenant — 30 days after binding
Status not_yet_evaluated · Target date