Sample package from the recorded book

RENEWAL SUBMISSION PACKAGE — SAMPLE / DEMONSTRATION
Cedar Creek Housing Authority
Generated 2026-09-17. Not a live submission. PRH does not place coverage.

1. Authority snapshot
TIV $146,300,000 · 13 locations · 1096 units
In-force premium $606,600 · Indicated Not recorded
Master renewal Nov 20, 2026 · 64 days out

2. Limit layers (keep distinct)
- Insured TIV: $146.3M. Sum of location TIV on the schedule. A value — not an occurrence limit and not a sublimit.
- Occurrence limits: Property — buildings: $146.3M blanket TIV · General liability: $1M / $2M · Umbrella / excess: $10M · Automobile: $1M CSL · 14 units. Per-occurrence (or equivalent) limits on in-force lines. Distinct from schedule TIV.
- Sublimits: None recorded on this book. Narrower limits inside a line (per-claim / aggregate). Not the blanket TIV and not the AOP deductible.

3. Deductibles (basis, minimum, scope, policy ref)
- AOP: $25,000. Basis: Flat per occurrence — not a % of TIV. Minimum: Flat $25,000 (no percentage). Applies to: CCHA Master Package — all ACC AMPs + support. Policy: CCHA Master Package · Form PRH-PROP-01. Source p. 12.
- Wind-hail: 2% of location TIV. Basis: Percent of the damaged location’s TIV at time of loss. Minimum: $25,000 minimum per location. Applies to: Each location on the master — not a portfolio-wide 2%. Policy: CCHA Master Package · Form PRH-PROP-01 §Wind / hail. Source p. 14.
- Named storm: Not applicable — inland location (documentary basis: no named-storm endorsement on the recorded master).. Basis: No named-storm endorsement on the recorded master. Minimum: Not recorded. Applies to: CCHA Master Package. Policy: CCHA Master Package · Form PRH-PROP-01 §Named storm. Source p. 15.

4. In-force coverage schedule
- Property — buildings · limit $146.3M blanket TIV · retention $25K AOP · 2% wind / hail · HA specialty package
- General liability · limit $1M / $2M · retention $0 · HA specialty package
- Umbrella / excess · limit $10M · retention Follows primary · Follow-form excess
- Automobile · limit $1M CSL · 14 units · retention $1,000 comp / collision · Admitted auto
- Workers compensation · limit Statutory · retention None · State fund / admitted
- Crime / fidelity · limit $500,000 · retention $5,000 · Admitted crime
- Public officials / D&O · limit $2M · retention $10,000 · Admitted public officials
- Cyber liability · limit $1M · retention $25,000 · Admitted cyber

5. Open items
- NFIP · gap · NFIP indicated for Brookside AE. Not confirmed in force. Premium not recorded. No excess flood.

Path A. Fee-based software. PRH does not place coverage, render coverage opinions, or act as your broker.