Property
- Occupancy
- Family
- Construction
- Masonry / joisted masonry
- Year built
- 1958
- Flood zone
- X
- CAT
- Wind / hail
- Named insured
- Crescent Bend Housing Authority
- Manager
- CBHA (self-managed)
DevelopmentsPublic housing
PC · AMP-01
Pinecrest Homes
210 Pinecrest Avenue, Meridian, MS 39301
Traditional ACC · not converted
Units
96
Occupied
91 / 96
TIV
$14.2M
Properties
6
Insurance program
- Program
- CBHA Master Package
- Type
- Authority master
- Carrier
- Housing Authority Specialty / admitted package
- Term
- 2025-07-01 → 2026-07-01
- AOP deductible
- $25,000 AOP
- Named storm
- 5% of TIV
- Flood
- NFIP on AE parcels; no excess
- GL / umbrella
- $1M / $2M · $10M
Buildings and parcels
6 properties on this AMP — COPE on each line.
| Property | Construction | Occupancy | Protection | Exposure | TIV |
|---|---|---|---|---|---|
Building 1 210 Pinecrest Avenue Oldest pads. RC lag vs current rebuild cost. | Joisted masonry (ISO 2) 14,400 sf · 1958 · 2 sty Built-up · Roof replaced 2009 | Family Garden-style walk-up — original ACC · 16 units | None Smoke Yes · Central No PPC 4 | Zone X Residential street | $2.4M Bldg $2.1M Contents $144K LoR $144K |
Building 2 220 Pinecrest Avenue | Joisted masonry (ISO 2) 14,400 sf · 1958 · 2 sty Built-up · Roof replaced 2009 | Family Garden-style walk-up — original ACC · 16 units | None Smoke Yes · Central No PPC 4 | Zone X Residential street | $2.4M Bldg $2.1M Contents $144K LoR $144K |
Building 3 230 Pinecrest Avenue | Joisted masonry (ISO 2) 14,200 sf · 1959 · 2 sty Built-up · Roof replaced 2009 | Family Garden-style walk-up — original ACC · 16 units | None Smoke Yes · Central No PPC 4 | Zone X Residential street | $2.3M Bldg $2.0M Contents $138K LoR $138K |
Building 4 240 Pinecrest Avenue | Joisted masonry (ISO 2) 14,400 sf · 1959 · 2 sty Built-up · Roof replaced 2009 | Family Garden-style walk-up — original ACC · 16 units | None Smoke Yes · Central No PPC 4 | Zone X Residential street | $2.4M Bldg $2.1M Contents $144K LoR $144K |
Building 5 250 Pinecrest Avenue | Joisted masonry (ISO 2) 14,200 sf · 1960 · 2 sty Built-up · Roof replaced 2009 | Family Garden-style walk-up — original ACC · 16 units | None Smoke Yes · Central No PPC 4 | Zone X Residential street | $2.3M Bldg $2.0M Contents $138K LoR $138K |
Building 6 260 Pinecrest Avenue | Joisted masonry (ISO 2) 14,400 sf · 1960 · 2 sty Built-up · Roof replaced 2009 | Family Garden-style walk-up — original ACC · 16 units | None Smoke Yes · Central No PPC 4 | Zone X Residential street | $2.4M Bldg $2.1M Contents $144K LoR $144K |
Coverage on this program
Property — buildings
Replacement-cost statements on 1958–1984 AMPs have not been re-appraised since 2023.
$83.6M blanket TIV
$25K AOP · 5% named storm
$612,000 · $.73 / $100 TIV
General liability
Habitational form. Converted LPs carry their own CGL.
$1M / $2M
$0
$54,000 · $106 / unit
Umbrella / excess
Lower than converted project umbrellas ($15M / $25M).
$10M
Follows primary
$72,000 · 0.72% of limit
Automobile
Converted entities do not schedule vehicles here.
$1M CSL · 42 units
$1,000 comp / collision
$88,000 · $2,095 / vehicle
Workers compensation
47 CBHA employees
Statutory
None
$94,000 · $4.20 / $100 payroll
Crime / fidelity
Investor crime on Oakridge is a separate quote.
$1M
$10,000
$9,500 · 0.95% of limit
Public officials / D&O
Does not extend to LP general partners on converted deals.
$2M
$25,000
$22,000 · 1.10% of limit
Cyber
HCV / PIC and tenant PII sit here. Converted sites use the same network.
$1M
$25,000
$16,000 · 1.60% of limit
Flood — NFIP
No excess flood on the master. Riverbend carries excess on its own program. Scattered-site parcel determinations are incomplete.
Building max per AE building
NFIP statutory
$32,000 · $.28 / $100 TIV
Inland marine / contractors equipment
Maintenance Yard
$1.8M scheduled
$5,000
$12,500 · $.69 / $100 TIV
Desk observation
Oldest family AMP. Still on the authority master. Replacement-cost values lag current construction cost. No investor or lender insurance exhibit.
Not subject to an investor exhibit or permanent-lender closing package. Conditions that matter here are replacement cost, flood determinations, CAT deductibles on the master, and ordinance or law on a total loss.
- Public housing
- RAD pipeline
- In conversion
- Converted
- Support