Owner verification
Material changes wait on the owner
Submitted → verified → applied to the owner-controlled book. Accept confirms the evidence or source. Apply is a separate step that writes the fact. Stewardship evidence can stay verified without writing the owner-controlled book. The broker cannot edit the owner-controlled book silently. The broker can help maintain the book without owning the book.
3 submitted · 3 recorded on this Preview file
VER-001
Named-storm deductible on the property master
Submitted by Placewell Housing Insurance · 2026-09-06 · Source: Placewell quote letter · MKT-003
- Previous
- On the book: $25K AOP · 5% named storm (Property — buildings, c01)
- Proposed
- Broker submitted: $25K AOP · 2% named storm
SubmittedVER-002
Submission log for approached markets
Submitted by Placewell Housing Insurance · 2026-09-06 · Source: Submission log.pdf
- Previous
- SVC-006 · evidence not verified by the owner
- Proposed
- Upload on file — owner verification pending
SubmittedVER-003
Updated automobile fleet schedule
Submitted by Ridgeway Specialty · 2026-09-07 · Source: Ridgeway-fleet-schedule.xlsx
- Previous
- On the book: 42 vehicles · $885,800 fleet value (Automobile, c04)
- Proposed
- Broker submitted: revised fleet schedule for owner verification
Submitted
PRH reports the recorded process. The owner evaluates partner performance.