Replacement cost valuation | Property / CAT | Permanent lender Lender insurance guide §4.1 | Medium | Evidence consistent | @Counsel | Oct 15, 26 | 1 | — |
Carrier AM Best rating | Evidence / Entity | Permanent lender Lender insurance guide §2.2 | Medium | Evidence consistent | @Broker | — | 0 | — |
Waiver of subrogation — GL | Liability | Permanent lender Loan agreement §6.12 | Medium | Evidence consistent | @Broker | — | 0 | — |
Primary / noncontributory | Liability | Investor / syndicator Investor exhibit C-7 | Medium | Evidence consistent | @Broker | — | 0 | — |
30-day notice of cancellation | Evidence / Entity | Permanent lender Loan agreement §6.09 | Medium | Evidence consistent | @Broker | — | 0 | — |
Property manager additional insured | Liability | Property manager Management agreement §11 | Medium | Evidence consistent | @Owner | — | 0 | — |
Workers compensation — contractor | Construction | Contractor AIA A201 §11.1 | Medium | Evidence consistent | @Owner | — | 0 | — |
Auto liability — contractor | Construction | Contractor AIA A201 §11.1 | Medium | Evidence consistent | @Owner | — | 0 | — |
Pollution liability — contractor | Construction | Construction lender Construction exhibit D | Medium | Evidence consistent | @Counsel | — | 0 | — |
Crime / fidelity | Financial / Specialty | Investor / syndicator Investor exhibit C-11 | Medium | Evidence consistent | @Broker | — | 0 | — |
Ordinance or law A / B / C | Property / CAT | Permanent lender Lender insurance guide §4.6 | Medium | Evidence consistent | @Counsel | Oct 1, 26 | 0 | — |
Equipment breakdown | Property / CAT | Permanent lender Lender insurance guide §4.8 | Medium | Evidence consistent | @Broker | — | 0 | — |
Completed operations — contractor | Construction | Contractor AIA A201 §11.1.2 | Medium | Evidence consistent | @Owner | — | 0 | — |
Professional liability — architect | Construction | Construction lender Construction exhibit E | Medium | Evidence consistent | @Counsel | — | 0 | — |
Loss payee — construction lender | Evidence / Entity | Construction lender Construction loan agreement | Medium | Evidence consistent | @Counsel | — | 0 | — |
Paid premium — builder's risk | Construction | Construction lender Construction lender checklist | Medium | Evidence consistent | @Counsel | — | 0 | — |
Mortgagee clause | Evidence / Entity | Permanent lender Permanent loan agreement §6.04 | Critical | Pending confirmation | @Broker | OVERDUE — 8d | 0 | — |
Additional insured — investor | Liability | Investor / syndicator Investor exhibit C-3 | High | Pending confirmation | @Broker | OVERDUE — 5d | 0 | — |
LP / SP clause wording | Evidence / Entity | Investor / syndicator Investor exhibit C-2 | High | Pending confirmation | @Counsel | OVERDUE — 2d | 0 | — |
Umbrella additional insured | Liability | Investor / syndicator Investor exhibit C-8 | High | Pending confirmation | @Broker | Sep 13, 26 | 0 | — |
Servicing address on mortgagee | Evidence / Entity | Permanent lender Permanent lender guide | High | Pending confirmation | @Counsel | Sep 15, 26 | 0 | — |
Builder's risk occupancy permission | Construction | Construction lender Construction exhibit B | High | Pending confirmation | @Counsel | Sep 17, 26 | 0 | — |
Business income worksheet | Property / CAT | Permanent lender Lender insurance guide §5.2 | High | Pending confirmation | @Counsel | Sep 19, 26 | 0 | — |
Cyber / social engineering | Financial / Specialty | Investor / syndicator Investor exhibit C-14 | High | Pending confirmation | @Counsel | Sep 21, 26 | 0 | — |
Housing authority additional insured | Evidence / Entity | HFA RAD evidentiary materials | High | Pending confirmation | @Counsel | Sep 23, 26 | 0 | — |
Property deductible RISK-OC-011 | Property / CAT | Investor / syndicator Investor exhibit C-5 | Medium | Potential variance | @Counsel | Sep 26, 26 | 1 | $15,000 extra AOP retention per claim ($25K vs $10K requested) |
Named storm deductible RISK-OC-002 | Property / CAT | Permanent lender Permanent lender guide §4.3 | High | Potential variance | @Counsel | Sep 28, 26 | 1 | $1.3M extra retention at 5% vs 2% on $42.6M TIV |
Flood evidence RISK-OC-004 | Property / CAT | Permanent lender Lender insurance guide §7 | High | Action needed | @Counsel | Sep 29, 26 | 1 | $32,000 indicated NFIP premium on the book; excess flood is not structured |
Builder's risk soft costs RISK-OC-012 | Construction | Construction lender Construction exhibit B-4 | Medium | Review needed | @Counsel | Oct 1, 26 | 0 | Soft-cost / delay exposure not confirmed against $42.6M hard-cost TIV |
Management liability (D&O / EPL) | Financial / Specialty | Counsel Counsel closing checklist | Medium | Not yet evaluated | @Counsel | Oct 2, 26 | 0 | — |
Policy delivery | Evidence / Entity | Permanent lender Loan agreement §6.18 | Medium | Target date | @Counsel | Oct 4, 26 | 0 | — |