Cedar Lane Apartments

Coverage on this program

• Property — buildings

  Replacement-cost statements on 1958–1984 AMPs have not been re-appraised since 2023.

  $83.6M blanket TIV

  $25K AOP · 5% named storm

  $612,000 · $.73 / $100 TIV

• General liability

  Habitational form. Converted LPs carry their own CGL.

  $1M / $2M

  $0

  $54,000 · $106 / unit

• Umbrella / excess

  Lower than converted project umbrellas ($15M / $25M).

  $10M

  Follows primary

  $72,000 · 0.72% of limit

• Automobile

  Converted entities do not schedule vehicles here.

  $1M CSL · 42 units

  $1,000 comp / collision

  $88,000 · $2,095 / vehicle

• Workers compensation

  47 CBHA employees

  Statutory

  None

  $94,000 · $4.20 / $100 payroll

• Crime / fidelity

  Investor crime on Oakridge is a separate quote.

  $1M

  $10,000

  $9,500 · 0.95% of limit

• Public officials / D&O

  Does not extend to LP general partners on converted deals.

  $2M

  $25,000

  $22,000 · 1.10% of limit

• Cyber and Privacy Liability

  Claims-made. Claims expenses reduce the limits of liability. HCV / PIC and tenant PII sit on the authority master. Converted sites use the same network. Sample declaration for the public demo — not a live policy.

  $1,000,000

  $2,500 ($10,000 cyber deception)

  $1,950 · 0.19% of limit

• Flood — NFIP

  No excess flood on the master. Riverbend carries excess on its own program. Scattered-site parcel determinations are incomplete.

  Building max per AE building

  NFIP statutory

  $32,000 · $.28 / $100 TIV

• Inland marine / contractors equipment

  Maintenance Yard

  $1.8M scheduled

  $5,000

  $12,500 · $.69 / $100 TIV